Tracy Li

Devinder Dhaliwal

C: 403.875.0682
F: 587.387.2268

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More than 10 years of experience with home financing, I can assist you to find the right solution to meet your borrowing needs.

I had worked for different financial institutions after I immigrated from China in 2000. TD, CIBC and recent 10 years with Scotiabank. Over these years, I have seen all different type of borrowing needs. Not every home is the same. Not every homeowner is the same. I understand how important it is to save you interest, and find the right borrowing options that are tailored to your needs. I will work from my heart to assist you to reach your goals. I care. Your happy experience is my goal.

I specialize in new home purchasing, refinancing, mortgage switching, and newcomer to Canada mortgages. I am committed to providing you with excellent service, competitive rates, and flexible mortgage options that are right for you.

Languages Spoken:
English & Mandarin


Current Mortgage Rates

Term Rate
Prime Rate (P) 3.20%
Closed Variable P – 0.90%
Open Variable P + 0.80%
6 Month Closed 4.75%
1 Year Closed 2.94%
2 Year Closed 2.94%
3 Year Closed 2.99%
4 Year Closed 3.04%
5 Year Closed 2.99%
7 Year Closed 3.64%
10 Year Closed 4.04%
As of October 18, 2017. Rates subject to change without notice, OAC, E&OE