Stella Tsang, B.SC, AMP


C: 403.862.7111
F: 403.685.8113
P: 866.502.4747

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Mortgage Associate

I have a Bachelor of Science Degree from U of C majoring in Applied Mathematics and minor in Management. Math and numbers have always been a strong point of mine and I naturally found myself in the banking/finance industry since my graduation from university.

I began my career at TD Bank.

Joined the management team of DeVry Institute of Technology for 2 year stay as their Director of Student Finance, reporting directly to the President of the Calgary campus.

My passion for the banking and mortgage industry, drew me back and I decided to join Scotiabank as their Mobile Mortgage Specialist in summer 2003.

My passion to help customers to fulfill their dream of homeownership was quickly rewarded. I was consistently ranked as one of the top performers across the country and was continuously awarded Scotiabank’s ‘Platinum Performer’ award from 2004 to 2008.

I further expanded my network and ability to provide additional mortgage solutions by becoming a Mortgage Associate in May 2009. With access to many different banks, mortgage companies and various mortgage products.

‘It does not take a Rocket Scientist to offer you a mortgage and rate; but it does take knowledge and expertise to provide you with the trusted mortgage advice that you need. After all, buying a home is the biggest purchase of your lifetime! Learn what is the best financial strategies to set up the mortgage that you need’

Married with 2 little girls, I understand the challenge of a growing family! Let me assist you with your mortgage needs from the comfort of your home.

Once an immigrant to Canada, I also understand the challenges facing many new immigrants! My ability to speak, read and write Cantonese and Mandarin will help meet the needs of many Asian families in town.

Please feel free to contact me today as I am happy, ready, willing and eager to provide you a solution to all your mortgage needs.

Languages Spoken: English, Cantonese, Mandarin


Current Mortgage Rates

Term Rate
Prime Rate (P) 7.20%
Closed Variable P – 0.90%
Open Variable P + 3.2%
6 Month Closed 7.29%
1 Year Closed 7.24%
2 Year Closed 6.84%
3 Year Closed 6.19%
4 Year Closed 5.74%
5 Year Closed 5.59%
7 Year Closed 5.95%
10 Year Closed 6.29%
As of August 26, 2023. Rates subject to change without notice, OAC, E&OE