Mortgage Planning

The information provided here is designed to familiarize yourself with general mortgage principles. It will allow you to develop a clear understanding of your objectives prior to your personal consultation with one of our mortgage professionals. Additionally, these tools will help you to establish any questions or concerns you may have to ensure that your mortgage solution is tailored to your specific needs.

1. Mortgage Products
Our Mortgage Consultants will assist you in selecting the best mortgage product that is tailored to meet your unique needs and objectives. Learn more »

2. Mortgage Reality Check
Is your mortgage working as hard for you, as you are to pay it off?

Many Canadians review their mortgage options at time of purchase or when the mortgage term comes up for renewal. Often the only option that is really investigated is the available interest rates.
Learn more »

3. Credit Counts
Your Credit Score is one of the most important factors in determining whether or not you can qualify for a mortgage. Your credit rating is actually based on a “scoring” system. Learn more »


Current Mortgage Rates

Term Rate
Prime Rate (P) 7.20%
Closed Variable P – 0.90%
Open Variable P + 3.2%
6 Month Closed 7.29%
1 Year Closed 7.24%
2 Year Closed 6.84%
3 Year Closed 6.19%
4 Year Closed 5.74%
5 Year Closed 5.59%
7 Year Closed 5.95%
10 Year Closed 6.29%
As of August 26, 2023. Rates subject to change without notice, OAC, E&OE
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