Refinance & Home Equity
From the moment you took possession of your new home, you have been building equity. Now is the time to take advantage of your equity and use it to help you achieve the goals of your financial plan.
It is smart financial planning to use home equity to restructure debts or to achieve long and short term goals. You can use home equity to:
- Renovate
- Plan a vacation
- Purchase a car or vacation property
- Invest
- Plan for retirement
- Finance education
A Mortgage Consultant will help you discuss the many refinancing options and home equity solutions that are available to you.
Current Mortgage Rates
| Term | Rate |
| Prime Rate (P) | 6.70% |
| Closed Variable | P – 0.95% |
| Open Variable | P + 3.2% |
| 6 Month Closed | 7.29% |
| 1 Year Closed | 6.59% |
| 2 Year Closed | 5.89% |
| 3 Year Closed | 4.89% |
| 4 Year Closed | 4.84% |
| 5 Year Closed | 4.79% |
| 7 Year Closed | 5.70% |
| 10 Year Closed | 5.89% |
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As of July 25, 2024. Rates subject to change without notice, OAC, E&OE
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